Rates & Insurance

Rates

$150 per 50 min session

Insurance

Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

I’d recommend asking these questions to your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits?
• Do I have a deductible? If so, what is it and have I met it yet?
• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
• Do I need written approval from my primary care physician in order for services to be covered?

Payment

I accept cash, check and all major credit cards as forms of payment. I also accept payment directly on my site via this page.

Cancellation Policy

Please note that once you have booked an appointment with us it means that we have reserved time in our schedule especially for you. If you cancel your appointment less than 24 hours before you will be subject to a cancellation fee as follows;

Less than 24 hours: $50

Less than 12 hours: $75

Less than 3 hours: $150

To avoid this fee please reach out to your therapist via E-mail, Text or Call.

Thank you for your understanding!

Any Other Questions

Please contact me for any additional questions you may have. I look forward to hearing from you!

We are no longer accepting insurance as of January 1, 2023.

Why we have made the decision to no longer accept insurance 

When I first started working at a private practice, and eventually started my own it was always a easy decision to accept insurance and bill clients through a third party to cover sessions, but as we have progressed and began to practice certain specialties, accepting insurance has made it difficult to do the job I love with the utmost integrity. 

When insurance companies pay for your treatment it also means that their employees (clinicians or not) will audit my treatment plans and read what we talked about in my session notes. These employees are paid to save the insurance company money by searching for fraud and determining whether you are over-using your insurance benefits. This means insurance companies may deem your treatment “unnecessary” or because our approach may not be recognized as an evidence based treatment. In a world where we are just starting to scratch the surface on the connection between mind and body, and begin to decrease stigma surrounding mental health treatment, I do not want my skills as a clinician to be dictated by a sometimes corrupt and greedy entity. 

I believe you have the right to choose who you seek for treatment, maintain confidentiality of your medical records and work at a pace that is best for you, not what the insurance companies deem as acceptable. 

Insurance companies operate on a medical model, this means they require a diagnosis in order to establish that your sessions will be covered. To justify that your sessions will be covered we have to assign a diagnosis regardless of whether or not it really identifies exactly what you are experiencing. The majority of insurance companies do not recognize that everyday stressors such as; relationships, employment, parenting warrant access to therapy. This is not acceptable. And even if there were appropriate diagnoses, there are some diagnoses that insurance companies don’t consider debilitating enough to pay for. So we would have to label you with a more severe diagnosis they will pay for, but not one that would entirely reflect your situation. You may be wondering, “what’s the harm in that?” Well, it can come back to bite both of us. 

If given, the diagnosis will become part of your medical record. While that may not be so significant now it can become an issue later one; if you want to get life insurance, work in the financial sector managing assets, regularly handle firearms, or seek employment in any sector in which your decision making might be called into question because of this “diagnosis.”

This is a direct conflict with how our practice feels about seeking help without worrying about the stigma, repercussions for making your mental health a priority. 

Not to mention, assigning a diagnosis that is not exactly a “perfect fit” is considered insurance fraud. The consequences of insurance fraud are huge and frankly, not worth it. I would rather enjoy the peace of mind that comes with running my practice with integrity. 

Let’s talk about money; in order to be in network with an insurance company, I have to agree with a negotiated rate of reimbursement in exchange for the insurance company listing my practice in their directory and sending referrals. In an effort to be completely transparent, a pair of Nike’s go for more than what some insurance companies are willing to reimburse. Each year, insurance companies continue to cut the rates they pay therapists despite making ridiculous profit margins year after year. 

An example of what this looks like; for cash paying clients we charge $150 for a 60 minute session. In order to join XYZ’s insurance network, I had to agree to a reimbursement rate of $100 per session. Some clients are responsible for a copay or deductible making the insurance company’s portion even less. This means I am waving roughly $50 per session. Would you be willing to give up 30% of your hourly rate? One would think insurance companies raising their deductibles and copays would result in a higher reimbursement rate for clinicians, but unfortunately that is oftentimes not the case. 

For insurance based practices, taking on more clients is the only way to keep the lights on which leads to an even bigger problem….Burnout and Exhaustion

If our clinicians need to see more and more clients to keep afloat we are compromising care for you and care for ourselves. All of these factors make for a tired, overworked and stressed therapist. We want to be able to practice what we preach by being honest, practicing self care and making the best decisions for our future. So I am changing my business model for the sake of the well-being of my team and to preserve the quality of care we want to provide every client. It is truly difficult to reduce access to care to people in need, but I realized that we cannot help anyone if we are stressed/burned out or have to close our doors. 

What are the benefits of privately paying for mental health care?

No Labeling – You don’t have to carry unnecessary (and perhaps inaccurate) diagnosis on your medical record.

Confidentiality and Privacy – You and your psychotherapist are the only people that will know you’re in therapy. You get to choose who you disclose this information to. Session notes are private records so there won’t be available prying eyes reading your intimate details. 

Self -Determination –  You get to work with a psychotherapist that is free to use the best therapeutic approach to help you meet your goals. 

Quality Care and Attention – You’ll get a psychotherapist that’s not professionally overextended. Someone that’s alert and engaged during your session, remembering the details of previous conversations without you having to restate them every week. You’ll be able to call and speak to them between sessions if you need support. Most of all, you’ll have the help of a professional that’s invested in your process of growth because they’ve taken the time to do the same for themselves. 

We are happy to answer any questions or concerns you may have. We can also help provide you with all necessary billing receipts so that you can submit claims to your insurance and/or identify costs for write-offs come tax time.